Pension FAQs

Click on one of the links below to jump to a question, or scroll down to read through our Pension FAQs in full.

How does pension storage work?

We offer fully allocated storage of your gold with Brink's, who are a global leader in secure storage of precious metals. All items are held in secure vaults in the United Kingdom. When ordering your pension gold your bars will automatically stored with Brink's.

These are held on a Fully Allocated basis, meaning that your specific goods will be held separately from those of other customers. All goods are fully insured at all times.

A storage fee will be charged quarterly via direct debit, based on the value of your total metal holding.

Which gold products can I buy within my SIPP/SSAS?

HMRC rules require your pension gold to be held in bar form with a purity not less than 995. When you buy gold through us the gold will be in the form of investment grade bars supplied by London Bullion Market Association (LBMA) approved refiner and have a purity of 9999. Unfortunately you cannot hold silver, platinum, palladium or gold coins within your pension.

Can I take delivery or collect my pension gold?

Pension legislation does not allow you to take delivery or collect your pension gold. Instead the gold has to be professionally vaulted at all times. We have chosen Brink's Global to securely vault our clients pension gold.

Will my pension gold be insured?

Your pension gold is fully insured against physical loss, damage or theft and regularly independently audited by Azets.

How are the storage fees calculated and charged?

Fees for storage are calculated based on the daily insurance value of your holding for the period being billed.

Click here to see more detailed information on fees.

How do I pay the storage costs?

The storage costs must be paid from funds held within your pension. SIPP/SSAS accounts have a linked bank account which can be used to hold monies for the purposes of paying fees. It may be worth leaving sufficient funds on deposit to pay for future storage costs.

Is my pension gold holding audited?

We have appointed Azets to independently audit the gold vaulted by our clients.

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